Marina comes to NepFin from Bank of the West where she was a Senior Lead Credit Products Officer in the Wine & Beverage group, with customers ranging from lower middle market to large corporate, both public and private companies. Previously, she was a Director-Portfolio Management at Opus Bank, San Francisco office with a mandate to grow out the Northern California market, focused on the lower middle market debt origination as part of the M&A and recapitalization strategies. Marina held a position of Executive Director--Credit Risk at Rabobank International, Representative office working with large, syndicated companies in the Food, Beverage and Agriculture space. She started her finance career at the Federal Reserve Bank of SF, reaching a Commissioned Safety and Soundness Examiner level, responsible for the examinations of the foreign banking organizations operating in the United States. While at the FRB, Marina was invited to act as a consultant to the International Monetary Fund and the Board of Governors on the banking risks in Moldova. She has an MBA in Finance from Golden Gate University and a BA in Business Administration from the SFSU.